
Cheque Encoding Solutions
Increase the efficiency, accuracy and flexibility in encoding any MICR fields using impact technology to reduce reject rate and cheque fraud.
While some banks still rely on cheque issuing services provided by third parties, some others have decided to improve efficiency by handling MICR encoding process independently.
MICR encoding process can be divided by two; pre encoding and post-encoding. The quality of both MICR encoding processes are very important as low quality MICR is prone to fraud and could cause high reject rate in clearing process.
SMARTENCODETM is a cheque encoding application for any financial institution or document processing centre looking for ways to shorten the cheque encoding cycle.
SMARTENCODETM streamlines cheque encoding processes by enhancing the quality of cheque encoding, creating a strong foundation for a secured transaction.
With online integration to MICR encoders, the application gives the flexibility to encode MICR on cheques including full encoding, pre-encoding for cheque book issuing, post encoding for amount encoding and any other fields in consecutive order automatically.
SMARTENCODETM is user configurable to print any number of cheques when requested. It automatically stores the figures in the database, and cheque status are consistently updated for control and monitoring purposes.
Cheque encoding is secure in two ways with SMARTENCODETM. The impact printing method gives a more distinct MICR imprint, resulting in a longer lasting cheque. It also allows for a total management of encoded cheques.

See how
MICR encoders work
SMARTENCODE™ is personalisation capable, with user defined templates to print personalisation when connected to any standard printer**.
This system utilises FZ-1181 MICR Reader-Encoder machine to automate the amount encoding process on outward cheques.
The Main Features
of Teller Cheque Deposit Solution
*Depending on the cheque scanner specifications